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2:00 PM EDT
Promoting the Health of the Banking Sector: Reforming Resolution and Broadening Funding Access for Long-Term Resilience
House Financial Services Committee
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WITNESSES:
Mr. Dory Wiley
President and Chief Executive Officer, Commerce Street Holdings
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Mr. James Barresi
Partner, Squire Patton Boggs
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Mr. Hugh Carney
Executive Vice President of Financial Institution Policy and Regulatory Affairs, American Bankers Association
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Dr. Norbert Michel
Vice President and Director, Cato Institute Center for Monetary and Financial Alternatives
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Mr. Robert James
President and Chief Executive Officer, Carver Financial Corporation
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LEGISLATION:
H.R. _, the Least Cost Exception Act
https://www.congress.gov/119/meeting/house/118576/documents/BILLS-119pih-allowtheFDICtowaivetheleastcostresolution.pdf
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H.R. _, the Enhancing Bank Resolution Participation Act
https://www.congress.gov/119/meeting/house/118576/documents/BILLS-119pih-jointlystudytheagencysuseofshelfcharters.pdf
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H.R. _, the Failing Bank Acquisition Competition and Accountability Act
https://www.congress.gov/119/meeting/house/118576/documents/BILLS-119pih-restrictlargefinancialinstitutionsholdingmorethan10ofUSdeposits.pdf
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H.R. 3234, To amend the Federal Deposit Insurance Act to modify the amount of reciprocal deposits of an insured depository institution that are not considered to be funds obtained by or through a deposit broker, and for other purposes
https://www.congress.gov/bill/119th-congress/house-bill/3234
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H.R. _, the Bank Competition Modernization Act
https://www.congress.gov/119/meeting/house/118576/documents/BILLS-119pih-toexpandthecompetitivefactorsconsideredinreviewingbankmergersandacquisitions.pdf
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H.R. _, the Merchant Banking Modernization Act
https://www.congress.gov/119/meeting/house/118576/documents/BILLS-119pih-amendstheBankHoldingCompanyAct.pdf
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H.R. _, the Community Bank Deposit Access Act of 2025
https://www.congress.gov/119/meeting/house/118576/documents/BILLS-119pih-reciprocaldepositsofaninsureddepositoryinstitutionarenotconsideredtobebrokereddeposits.pdf
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H.R. ___, the Community Bank Capital Flexibility and Growth Act of 2025
https://www.congress.gov/119/meeting/house/118576/documents/BILLS-119pih-amendstheEconomicGrowthRegulatoryReliefandConsumerProtectionAct.pdf
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https://www.congress.gov/event/119th-congress/house-event/118576
https://docs.house.gov/meetings/BA/BA20/20250909/118576/HHRG-119-BA20-20250909-SD002.pdf
https://financialservices.house.gov/calendar/eventsingle.aspx?EventID=410846
https://www.youtube.com/live/i8dax3RcSiY
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